PlayBook Insurance covers the PlayBook Coaches registered on PlayBook for their liability, third party personal injury or property damage whilst performing PlayBook-related coaching sessions. The policy does not cover first person personal injury or property damage for the PlayBook Worker, and should not be considered a replacement for workers compensation, salary protection or other similar types of insurance. Like all insurance policies, there are exclusions. For example, the insurance does not cover where a PlayBook Coach sub-contracts the coaching session to another PlayBook Coach. The Coaching Session must be booked via the PlayBook booking service to be covered by insurance. Please note, that the PlayBook Worker is required to contribute an excess payment to cover their share of the loss, and the Athlete is required to recover their loss directly from the PlayBook Coach for claims up to the value of this excess payment. The PlayBook Coach also needs to be registered on PlayBook to be covered by the insurance policy. If the Athlete allows a non-registered PlayBook Worker to complete the coaching session, the activities associated with the coaching session are not covered by the insurance policy. There are also certain types of activities that are excluded. If you are unsure about whether the activities during the performance of a session are covered under PlayBook Insurance, or would like more information about the Insurance Policy, please contact us at https://www.playbook.coach/contact